There will never be any pressure or obligation to engage our services at MSC Law Group, but you will leave the consultation with an understanding of your options for getting out of debt. If personal debt has grown unmanageable, talk to an experienced lawyer about negotiating a settlement.
Credit counseling serves to assist individuals on managing money and debts, predominantly through developing a financial budget. This may include a plan to pay back your debts. Credit counseling is primarily an information service that does not involve reducing or eliminating your debt. Most credit counseling services are offered by non-profit organizations at local offices, online, or over the phone. However, please note that “non-profit” does not mean that the credit counseling services are provided for free, affordably, or even legitimately. In fact, some credit counseling organizations charge high fees, while others might urge their clients to make "voluntary" contributions which creates more debt. Credit counseling will never give their clients what they need most, which is significant balance reduction, hence debt relief. In order to obtain that necessary debt relief, creditors must be negotiated with and that is not a do-it-yourself job. Such negotiations take expertise and consistent follow up to successfully and substantially reduce the debt owed and those reductions along with a good and reasonable plan will make getting debt relief a reality. MSC Law Group believes that working with an experienced attorney is the safest and smartest way to your debt relief goals.
Common credit counseling concerns are: